Mortgage Choices

Status Mortgages

- Heritable Bank’s range of status mortgages can provide the solution where your borrowing needs are out of the ordinary. Whether you require a mortgage on an unusual property, are past retirement age or using multiple income sources, we can structure a mortgage to meet your requirements.  More information on Status Mortgages

Buy to Let Mortgages

- For everything from single properties up to large property portfolios. We can lend on an extensive number of properties in a Buy to Let portfolio or up to £250,000 on a single property. For portfolio lending, we can structure the mortgage over several properties, saving you the need to remortgage each time you add or sell a property. Affordability is generally calculated on the basis of rental income although we can consider income if the rental cover is insufficient.  More information on Buy To Let Mortgages

Self-Certification Mortgages

- Where income is difficult or time-consuming to prove, but affordability is clear, our enhanced range of Self-Certification mortgages can help you secure the finance you need.   More information on Self-Certification Mortgages